A Homeowner Policy That Suits Your Life
Your house is the place you call home. It is where the people you love, live. Our insurance specialists conduct an in-depth review of your homeowner policy requirements while considering antiquities and other items of significant value. Getting a true picture of what you need to insure will ensure the coverage fits with a premium that suits.
A homeowner policy typically provides coverage for personal liability, medical payments to others, and loss due to theft; as well as physical loss caused by events like hail, lightning, and fire. Your homeowner policy can also be written to protect collateral structures that are both attached and unattached including: garages, outdoor sheds, barns, patios, and porches.
One of our insurance agents will review the nuances of your property and its contents to give you the peace of mind only a solid policy can provide.
What a Homeowner Needs to Know About Inventory
Our agents advise every homeowner to be proactive. That means taking a good inventory of all items of value and chronicling them with photos so you have a pictorial account of your possessions. We will help guide you through this process.
As a homeowner, you may also be eligible for discounts if your home is outfitted with amenities like a centralized burglar alarm or an indoor sprinkler system. We will go through a checklist with you to discover all the ways you can save.