#1 consumer-driven insurance agency · Serving all of Florida · 20 years
Helping Floridians find competitive insurance quotes for 20 years.
Home, auto, flood, business, life and more. Tell us what you need to insure: a licensed Florida agent shops 70+ A-rated carriers (every A-rated carrier writing in Florida) and brings back options that match your needs. Free, no obligation, no call center.
- Licensed Florida agents, real people on your file, at renewal and claim time
A local agency Floridians trust
on Google · 890 reviews
years serving Florida
A-rated Florida carriers shopped
Florida counties served
Our coverages
One agency for the policies Florida actually needs
Personal, property, and commercial lines, quoted across the A-rated carriers still writing in Florida. Click any line to learn more, or call to start a quote in minutes.
Home Insurance
Help protect your home and belongings from unexpected events with coverage options designed for your needs. Let us help you find a policy that matches your needs at a competitive price.
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Flood Insurance
Help protect against rising waters with flood insurance options designed for your needs. We help homeowners explore flood insurance options that can provide greater financial stability and confidence.
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Auto Insurance
From everyday drivers to weekend cruisers, we help you find affordable auto insurance. Get covered with plans that fit your lifestyle and budget.
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Business Insurance
Safeguard your business with coverage that supports growth and minimizes risk. We offer custom solutions for businesses of all sizes.
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Life Insurance
Help protect what matters most with life insurance plans selected based on your future needs.
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Health Insurance
Access the care you need with health insurance that fits your needs and budget. Let us help you compare plans and enroll with confidence.
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Renters Insurance
Shield your belongings with affordable renters insurance options. We make it easy to help protect your valuables and feel more confident in your coverage choices.
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Recreational Insurance
Whether it’s your motorcycle, RV, or boat, we can help you review coverage options for your adventures based on your needs.
Learn moreFlorida's market, handled
Non-renewed, dropped, or facing a Citizens takeout offer?
Florida's market has been turbulent: carriers pulling back, non-renewal letters, and Citizens takeout offers landing in mailboxes across the Bay area. You don't have to sort it out alone. As an independent agency we can shop multiple carriers on your behalf, compare a takeout offer against other options, and help you review what fits your home and budget.
- Got a non-renewal? We'll look for carriers still writing in your area.
- Citizens takeout offer? We'll compare it against other options before you decide.
- Just shopping? A licensed local agent reviews your renewal, no fee, no obligation.
How it works
Your time matters.
One conversation, 70+ carriers shopped for you. Finding coverage that matches your needs at a competitive price takes three simple steps with Florida Best Quote.
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Share your details
Tell us about your insurance needs through our quick online form or give us a call. We’ll ask a few simple questions to understand your situation and coverage requirements.
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We shop & compare
Our experienced agents search across multiple A-rated carriers based on your stated needs and budget. We simplify the process by reviewing the available options with you.
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Get covered
Review your options side-by-side and choose with a licensed agent, most clients have quotes back within 24 hours.
From our customers
Florida neighbors who stopped overpaying
"Mike could teach a masters class on customer service. He was knowledgeable, very communicative, and got me a great rate for my home insurance. I highly recommend this company and could not have been more pleased."
"Can't say enough good things about Christine Seeley. She goes above and beyond to get you the coverage you need. She got me commercial coverage for my vans, and recently saved us a good amount of money on our two personal vehicles. Very professional, detail-oriented, and her communication is excellent."
"Ashley was absolutely amazing! Very thorough. She went over all of my insurance needs and was prompt to follow up with answers to my questions. She went above and beyond for me on homeowners, flood, and car insurance. I even referred her to relatives."
"Kimberly is wonderful. She always has our options quickly, and we always get great advice and rates from Florida Best Quote!"
Behind every review is a real person on your file. Meet our team
About us
One of the largest agencies for Florida insurance, 20 years in.
Florida Best Quote is a family-focused, consumer-driven insurance agency celebrating 20 years of service. From our Largo headquarters we serve clients in all 67 Florida counties. With over 30 dedicated team members and 70+ A-rated carriers to shop, we blend hometown care with big-agency buying power.
Founded by Jeanette Lawrenson to make insurance simple and affordable, we keep expanding while saving Florida families money, clearly explaining every coverage option so you never overpay or feel uncertain about your choices.
- 20 Years serving Floridians
- 30+ Team members across the agency
- 67 Florida counties served
- 70+ A-rated carriers we shop
Why people choose us
All independent agencies are not created equal.
Local. Experienced. Independent, and consumer-driven from day one.
Local
We’re part of your neighborhood. Based in Largo and serving clients in all 67 Florida counties, our hometown team helps you find home, auto, or business coverage options that match your needs.
Experienced
Our experienced agents review the details of your situation and help you find policy options based on your risks and budget, because no two clients are alike.
Independent
Not every independent agency has the same reach. We shop 70+ A-rated carriers (every A-rated carrier writing in Florida, including national names like Allstate, Progressive, and Travelers) so you can review options across the whole market, not one company’s rate.
FAQ
Frequently asked questions
Have questions about getting insured? We’ve got answers. If you don’t see what you’re looking for, give us a call at (727) 584-9999.
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How long does it take to get a quote?
Most quotes can be completed in under 5 minutes. Once you provide us with your basic information, our experienced agents quickly compare options across multiple carriers to find competitive rates. You’ll typically receive your personalized quote options within 24 hours, and often much faster. -
What makes an independent agent different?
Unlike captive agents who only sell one company’s products, we’re independent. This means we shop 70+ A-rated carriers (including national names like Allstate, Progressive, and Travelers) to help you review coverage options based on your needs and budget. We can help you evaluate a variety of different options rather than being limited to a single company’s offering. -
Do you work with my current insurance carrier?
We partner with dozens of top-rated insurance carriers. While we can’t guarantee we work with your specific carrier, we likely have access to competitive alternatives that may offer you better coverage or savings. We’re happy to review your current policy and show you what options are available. -
What information do I need to get a quote?
It depends on the type of insurance, but generally you’ll need basic information like your address, date of birth, and details about what you’re insuring (your home, car, business, etc.). For the most accurate quote, have your current policy handy if you have one. Our agents will guide you through the process step by step. -
Is there a fee for getting a quote?
No. Getting a quote is completely free with no obligation. We believe you should have all the information you need to make an informed decision without any pressure. Our goal is to help you find coverage that matches your needs at a competitive price. -
What areas of Florida do you serve?
All of Florida. We’re headquartered in Largo with over 30 dedicated team members, and we write policies for clients in all 67 Florida counties: whether you’re in Pinellas, Hillsborough, Pasco, or beyond. -
Can I switch insurance companies mid-policy?
Yes. In most cases, you can switch insurance companies at any time. We’ll help you coordinate the timing to avoid any coverage gaps and make sure you’re not leaving money on the table. If you’ve found a better rate or coverage option, there’s often no reason to wait until your policy expires. -
How do I file a claim if I need to?
When you need to file a claim, contact us and we’ll guide you through the entire process. We work directly with your insurance carrier on your behalf so your claim is handled smoothly: that’s the benefit of having a dedicated local agent.
Straight talk
Make sense of Florida insurance
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Read moreNo obligation · no spam · no call center
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