One fender-bender can halt deliveries, delay jobs, and expose your company to a sizable lawsuit. A Florida commercial auto policy helps keep your vehicles, and your revenue, moving when something goes wrong. As an independent agency, we compare A-rated carriers and help match coverage to your routes, your drivers, and your budget, whether you run a single pickup or a mixed fleet.
Key protections in a commercial auto policy
Liability
Bodily injury and property damage you cause while operating a business vehicle, plus legal defense.
Collision & comprehensive
Damage to your own vehicles from a crash, theft, vandalism, fire, or weather.
Medical payments
Medical costs for you and your passengers after a covered accident.
Uninsured motorist
Helps cover costs when an at-fault driver has little or no insurance, a real concern in Florida.
Hired & non-owned auto
Liability when employees drive rented or personal vehicles for business.
Commonly insured businesses
Contractors, landscapers, and cleaning crews; couriers and delivery services; real-estate professionals and mobile technicians; and food trucks all routinely carry commercial auto. If a vehicle is part of how you earn revenue, it usually belongs on a commercial policy rather than a personal one.
Why work with us
- Compare A-rated carriers Each company rates fleets differently. We shop several for you.
- Coverage built around your routes We factor in mileage, service radius, and who’s behind the wheel.
- Bundle with other lines Pairing commercial auto with a BOP or umbrella can streamline your program.
- Local claims support A real agent helps when a vehicle is out of service.