Driving for Uber, Lyft, DoorDash, or another app turns your personal vehicle into a commercial asset, and standard auto policies generally exclude accidents that occur while you’re “on-app,” leaving a potentially costly gap. A rideshare endorsement or stand-alone rideshare policy fills that gap so you’re covered from the moment you open the app until the ride or delivery ends. As an independent agency, we compare carriers that specialize in this coverage.
Key features of Florida rideshare policies
Seamless personal + commercial
One policy that follows you between personal driving and on-app use, no juggling two insurers.
Customizable deductibles
Match or improve on the platform’s collision deductible.
Medical & uninsured motorist
Options to protect you and your passengers even when another driver is at fault.
Cars, SUVs & light trucks
Available for the vehicles commonly used for passenger transport and delivery.
Why work with us
- Carriers that know rideshare We work with multiple Florida insurers that specialize in these endorsements.
- Coverage matched to your driving We scope it to the apps and hours you actually drive.
- Compare for a competitive rate Each carrier prices the risk differently. We shop it.
- Local licensed agents Real Florida agents, not a call center.