Running a business comes with wins, and with risk. A single allegation of negligence, a missed deadline, or a copyright slip can drain cash reserves quickly. Professional Liability Insurance, often called Errors & Omissions (E&O), adds a financial safety net by helping cover legal defense and settlements when your work or advice is challenged. As an independent agency, we compare A-rated carriers and match coverage to your profession.
What this coverage can handle
Negligence claims
Actual or alleged errors, omissions, or missed deadlines in your work.
Legal defense
Defense costs even when a suit is groundless.
Advertising IP claims
Copyright or trademark issues tied to marketing materials or deliverables.
Awarded damages
Settlements or judgments owed to the claimant, up to your limits.
Subcontractor work
Work performed on your behalf by temps or subcontractors.
Is it a fit for your business?
If clients rely on your expertise, designs, data, or advice, and a mistake could cost them money, E&O is a sensible line item. We compare multiple carriers to match limits and deductibles to your risk profile and budget.
- Profession-specific coverage We help find carriers that understand your field.
- Compare A-rated carriers Several companies, not one quote.
- Pair with general liability Many firms carry GL and E&O together to cover both physical and professional risks.
- Local licensed agents Experienced Florida agents who answer your questions.