Professional Liability Insurance in Florida
Running a business comes with wins—new hires, sales milestones, community awards—and risks. A single allegation of negligence, missed deadline, or copyright violation can drain cash reserves fast. Professional Liability Insurance (often called Errors & Omissions, or E&O) adds a financial safety net, covering legal defense and settlements when your work—or advice—is challenged.

What This Coverage Can Handle
Negligence claims (actual or alleged errors, omissions, or missed deadlines)
Legal defense costs even if the suit is groundless
Personal injury such as libel, slander, or defamation tied to your services
Copyright or trademark infringement related to marketing materials or deliverables
Damages awarded to the claimant
Work by temps or subcontractors performing on your behalf
What It Won’t Cover
Bodily injury or property damage (handled under General Liability)
Fraud or intentional wrongdoing
False advertising and deceptive trade practices
Patent or trade-secret disputes
Employment practices (addressed by EPLI)
Breaches involving customer personally identifiable information (covered by Cyber Liability)
Is It Right for You?
If clients rely on your expertise, designs, data, or advice—and a mistake could cost them money—E&O is a smart line item. Consultants, tech firms, creative agencies, healthcare professionals, real-estate brokers, and many others use it to protect both reputation and balance sheet.
Let’s find the right fit. Florida Best Quote compares multiple carriers to match coverage limits and deductibles to your risk profile and budget. Contact us today for a tailored quote.
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