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Professional Liability Insurance Quotes In Florida

Professional Liability Insurance in Florida

Running a business comes with wins—new hires, sales milestones, community awards—and risks. A single allegation of negligence, missed deadline, or copyright violation can drain cash reserves fast. Professional Liability Insurance (often called Errors & Omissions, or E&O) adds a financial safety net, covering legal defense and settlements when your work—or advice—is challenged.

Professional Liability Insurance

What This Coverage Can Handle

  • Negligence claims (actual or alleged errors, omissions, or missed deadlines)

  • Legal defense costs even if the suit is groundless

  • Personal injury such as libel, slander, or defamation tied to your services

  • Copyright or trademark infringement related to marketing materials or deliverables

  • Damages awarded to the claimant

  • Work by temps or subcontractors performing on your behalf

What It Won’t Cover

  • Bodily injury or property damage (handled under General Liability)

  • Fraud or intentional wrongdoing

  • False advertising and deceptive trade practices

  • Patent or trade-secret disputes

  • Employment practices (addressed by EPLI)

  • Breaches involving customer personally identifiable information (covered by Cyber Liability)

Is It Right for You?

If clients rely on your expertise, designs, data, or advice—and a mistake could cost them money—E&O is a smart line item. Consultants, tech firms, creative agencies, healthcare professionals, real-estate brokers, and many others use it to protect both reputation and balance sheet.

Let’s find the right fit. Florida Best Quote compares multiple carriers to match coverage limits and deductibles to your risk profile and budget. Contact us today for a tailored quote.

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Largo, FL 33770

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