The story behind our Florida insurance agency
Before she launched Florida Best Quote, Jeanette Lawrenson was a full-time Realtor in Belleair, Florida. She started the agency in the aftermath of the 2005–2006 hurricane season, the one that left Jeanette and her fellow Floridians scrambling when the big-box insurance companies began cancelling policies.
Under her new insurer, Jeanette’s premium more than tripled. Like almost everyone in the state, she didn’t realize the agency that placed her coverage had never walked her through her choices, choices that dramatically affected what she paid. Navigating her own insurance nightmare left the Florida native confused and frustrated, and then genuinely angry when she learned a friend was paying far less for comparable coverage.
That experience showed Jeanette how easily people can find themselves at the mercy of an insurance agency that doesn’t explain the options. She was convinced there had to be a better way, so she enrolled in school and earned her license to sell policies.
She started by shopping homeowner’s policies for friends, family, and associates, helping them compare options and understand their coverage and deductible choices. They told everyone they knew, and Florida Best Quote was born. After establishing alternatives for homeowners, the agency expanded the same shop-and-explain approach to auto, boat, and the other lines we write today.
How we help Florida homeowners
Because we represent multiple insurance companies rather than just one, we can compare coverage across carriers side by side, which often helps clients find competitive pricing, and sometimes more coverage than they expected. We also take the time to walk Florida homeowners through the Wind Mitigation program, which can help many lower their premiums through documented home features and upgrades.
Trusted by the professionals who refer us
Our team is trusted by other professionals, too. When mortgage lenders, brokers, and Realtors need an agency they can confidently send their own clients to, many send them to us, and referring someone puts your own reputation on the line. That trust is something we work to earn on every transaction.
- Independent, not captive
We shop 70+ A-rated carriers, so you see options across the market instead of one company’s rate.
- We explain the choices
Deductibles, endorsements, wind-mitigation credits: we walk you through what actually moves your premium.
- A real local team
Largo-based agents and account managers you can reach at renewal and claim time, not a call center.
- A culture built around clients
We carefully select and train every agent and admin on our customer-service standards, and we’re proud of how long our people stay.
A culture of client focus
You’ll feel the difference as soon as you walk into one of our offices or speak with an agent. We carefully vet every team member, not just on insurance expertise, but on whether they can uphold the service standards we’ve set. After all these years, we’ve built a team that’s proud to work here and focused on the people we serve: helping each client find coverage that fits their needs at a competitive price.